In a large soup pot, brown the ground beef with the diced onion over medium heat.
Stir in the minced garlic and taco seasoning. Let it cook another minute or two.
Add the diced tomatoes, corn, black beans, pinto beans, salsa, and broth.
Add the diced tomatoes, corn, black beans, pinto beans, salsa, and broth.
Reduce the heat and let it simmer uncovered for about 20 minutes, stirring occasionally.
Taste and season with extra salt, pepper, or cumin if needed.
Serve hot, loaded up with crushed tortilla chips, cheese, and a dollop of sour cream!
Extra cozy touch: A little squeeze of fresh lime over the top gives it an exciting twist!